Written by Ray Kaderli Tax liens can be a dynamic investment for your IRA or your personal funds … but you must know your strategy. You can actually have someone else do all the work for you! Tax Lien investor, who are you? When you consider investing in tax liens this is the first question [...]
I work with many public school teachers. This is about the time of year that some are deciding whether to retire or not. They are attending the retirement workshops that their systems provide. They are looking at their pension and social security estimates. Have they saved enough extra in their 403b, 457 or IRA? How [...]
How would you like to diversify your IRA with actual physical gold, silver or platinum? In a typical brokerage account you may be able to buy shares of precious metals but not the actual physical coins or bullion. If you plan to buy it in a brokerage IRA, there are three ways to do it. [...]
If you’re like many Americans who watched the value of their retirement accounts decline over the past few years, you may be seeking an alternative way to invest your retirement portfolio. Self-directed IRAs are part of an emerging trend directed at helping people re-build their financial wealth through greater investment flexibility, creativity and control, all [...]
If you had lost your job and had no other way to earn income, would you think of turning to your retirement savings plan? Due to the 10% penalty for early withdrawal, most people would be quick to say “no.” Then again, most people do not know that they can use their retirement savings plan [...]
By Jeffrey D. Carlson, CFP® The economic recovery is top of mind in our national consciousness. Listen to the news and you’re likely to hear some nugget of information about the state of our economy, with leading economic indicators provided as evidence. But what are economic indicators, and why do they seem to matter so [...]
Do you know why your customers buy from you? It may be that your product/service has a special ingredient that cannot be found anywhere else. It could be that you can supply your product/service on short notice. Perhaps your product allows your customers to run his machinery faster than your competitors. Maybe you offer stocking [...]
Just what you need, right? One more time-consuming task to be taken care of between now and the end of the year. But taking a little time out from the holiday chores to make some strategic saving and investing decisions before December 31 can affect not only your long term ability to meet your financial [...]
Did you know… that you could purchase real estate, lend your money like a bank in notes and mortgages, purchase franchises or private equity in businesses and still have a brokerage account in your IRA? Since 1974 and ERISA (Employee Retirement Income Security Act), you have been able to do this, but your broker and [...]
Last week, we shared with you permissible ways to take a distribution from your pension account under the Pension Protection Act of 2006. This week, we will explore how life, health, and medical benefits are treated for tax purposes under the Act. The Act provides generally that, in the case of an employer-owned life insurance [...]
